Insurance for UAS & DRONES

Request a Consultation

insurance solutions for complex uas & drone operations

Zanette Aviation has been offering coverage for commercial UAS and drone operations since 2014. Our expertise is in assisting clients with complex operations such as security and surveillance; aerial mapping; and heavy lift drones for agricultural services. We also offer a self-service portal for commercial use drones under 55 lbs.

Our clientele include tech start-ups, mature corporations, research and development, and single operators in various fields. Through our personalized consultation service, we work with you to identify your unique risks and exposure to draw up the appropriate insurance package, ensuring your operation is protected.

KEY
COVERAGES

Coverage is available for unmanned aircraft systems and related components.

Liability Coverage

The base coverage for a UAS policy. Limits begin at $500,000 and go up to $10,000,00.


Physical Damage / Hull Coverage

Optional coverage for the value of your drone or unmanned aircraft system. The common deductible is 10% in-motion / 10% not-in-motion.

Payload & Ground Equipment Coverage

Optional physical damage coverage for UAS payloads like cameras, LIDAR systems, and multispectral sensors; and/or ground equipment like base units and ground control systems.

Commercial Coverage Available for the Following Uses:

  • Agriculture

  • Commercial Photography / Videography

  • Construction

  • Education

  • Events

  • Infrastructure Inspection / Support

  • Fire Fighting

  • Law Enforcement

  • Mapping / Geophysical

  • Media / News

  • Military

  • Movie / TV Production

  • Package Delivery

  • Private / Hobby

  • Property Survey / Inspection / Real Estate

  • Sales / Demo

  • Search & Rescue

  • Surveillance

  • Wildlife / Conservation

Supporting insurance coverages

We offer a wide range of insurance policies to cover your business as your exposures grow and change.

  • In many states*, Workers Compensation insurance is required once you add your first employee. Our insurance partners offer competitively-rated coverage for all aviation-related payroll / employment categories. The typical policy includes the following limits:

    • $1,000,000 Each Accident

    • $1,000,000 Disease - Policy Limit

    • $1,000,000 Disease - Each Employee

    Policies are based on an estimated annual premium, with payment due in full at the start of the policy period. An annual audit is conducted at the end of the policy period.

    Dividend programs are available for NATA and NBAA members. Individual dividend options may also be available.

    *Please refer to the workers compensation laws in your state for specific requirements.

  • Provides coverage for stored inventory and tools belonging to your company and/or employees, as well as your business personal property.

  • The following coverages and limits are available:

    • Liability: Up to $1,000,000 (excess liability policies may be available as needed)

    • Comprehensive Coverage

    • Collision Coverage

    • Hired Autos: For rental vehicles

    • Non-Owned Autos: To cover employee-owned vehicles when driving on behalf of your business

    Click here to request a Commercial Auto quote.

  • Professional liability insurance is also known as errors & omissions insurance. This policy protects against claims of negligence, professional mistakes, or misrepresentation in your services.

  • Provides coverage for defense costs and damages related to various employment-related claims including allegations of Wrongful Termination, Discrimination, Workplace Harassment and Retaliation.

  • Directors & Officers Liability insurance protects directors and officers of a company from personal liability arising from alleged wrongful acts or negligence. It also covers claims made by employees, customers, competitors, or regulatory bodies related to decisions or actions taken by directors and officers in their official capacities.

    Source: ERGO Next Insurance

The UAS & DRONE Team