Insurance for emerging Tech

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Innovative solutions for protecting emerging technology

Emerging aviation technology, from eVTOLs and autonomous flight to Advanced Air Mobility (AAM), promises to revolutionize safety and efficiency within the existing industry. At Zanette Aviation we have the expertise, knowledge, and experience to offer support for emerging tech operations from startup to maturity, including research and development, manufacturing, and implementation.

Emerging tech operations are known for their innovation, and their insurance needs are complex. We are industry specialists, skilled at navigating the complicated terrain of insurance, and providing thorough and ongoing risk assessments to establish comprehensive coverage. We partner with you to ensure your business is protected.

Key Coverages

Emerging Technology requires several policies to provide comprehensive coverage that satisfies specific risk and exposure profile.

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  • Provides coverage for bodily injury and property damage that may occur due to your finished work, services, or sale of products.

  • Provides coverage for aircraft that you do not own while in your care, custody, and control.

  • Provides coverage for stored inventory and tools belonging to your company and/or employees, as well as your business personal property.

  • In many states*, Workers Compensation insurance is required once you add your first employee. Our insurance partners offer competitively-rated coverage for all aviation-related payroll / employment categories. The typical policy includes the following limits:

    • $1,000,000 Each Accident

    • $1,000,000 Disease - Policy Limit

    • $1,000,000 Disease - Each Employee

    Policies are based on an estimated annual premium, with payment due in full at the start of the policy period. An annual audit is conducted at the end of the policy period.

    Dividend programs are available for NATA and NBAA members. Individual dividend options may also be available.

    *Please refer to the workers compensation laws in your state for specific requirements.

Supporting insurance coverages

We offer a wide range of insurance policies to cover your business as your exposures grow and change.

  • While most Aviation General Liability policies offer On-Airport Auto Liability coverage, a Commercial Auto policy is a useful option for liability and physical damage coverage when driving off-airport premises. The following coverages and limits are available:

    • Liability: Up to $1,000,000 (excess liability policies may be available as needed)

    • Comprehensive Coverage

    • Collision Coverage

    • Hired Autos: For rental vehicles

    • Non-Owned Autos: To cover employee-owned vehicles when driving on behalf of your business

    Click here to request a Commercial Auto quote.

  • Professional liability insurance is also known as errors & omissions insurance. This policy protects against claims of negligence, professional mistakes, or misrepresentation in your services.

  • Provides coverage for defense costs and damages related to various employment-related claims including allegations of Wrongful Termination, Discrimination, Workplace Harassment and Retaliation.

  • Directors & Officers Liability insurance protects directors and officers of a company from personal liability arising from alleged wrongful acts or negligence. It also covers claims made by employees, customers, competitors, or regulatory bodies related to decisions or actions taken by directors and officers in their official capacities.

    Source: ERGO Next Insurance

The Emerging Technology Team