Insurance for Business Aviation

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Insurance solutions Tailored for Your
specific Business
Aviation Risk

At Zanette Aviation, we offer insurance solutions for many of the key industries that comprise business aviation, including:

  • Corporate aircraft fleet, crew, and maintenance managers

  • Aircraft sales and brokerage services

  • Aircraft engine and parts dealers

Risks for these industries are complex and often require multiple policies. We have access to all major aviation insurance markets in the United States, along with surplus lines markets for hard-to-place accounts. Our close relationships with underwriters, along with our overall aviation expertise, allow us to function as a trusted partner.

Key Coverages

Business aviation often requires several policies to provide comprehensive coverage that satisfies specific risk and exposure profile.

    • Hull values up to $50 Million

    • Liability limits up to $500 Million

    • Excess Hull & Liability coverage available for those with higher requirements

  • Liability (and optional hull coverage) for ground and flight operations of aircraft that you do not own.

    Limits up to $25 Million are available.

  • Provides coverage for bodily injury and property damage that may occur due to your finished work, services, or sale of products.

  • Provides coverage for aircraft that you do not own while in your care, custody, and control.

Supporting insurance coverages

We offer a wide range of insurance policies to cover your business as your exposures grow and change.

  • In many states*, Workers Compensation insurance is required once you add your first employee. Our insurance partners offer competitively-rated coverage for all aviation-related payroll / employment categories. The typical policy includes the following limits:

    • $1,000,000 Each Accident

    • $1,000,000 Disease - Policy Limit

    • $1,000,000 Disease - Each Employee

    Policies are based on an estimated annual premium, with payment due in full at the start of the policy period. An annual audit is conducted at the end of the policy period.

    Dividend programs are available for NATA and NBAA members. Individual dividend options may also be available.

    *Please refer to the workers compensation laws in your state for specific requirements.

  • Provides coverage for stored inventory and tools belonging to your company and/or employees, as well as your business personal property.

  • While most Aviation General Liability policies offer On-Airport Auto Liability coverage, a Commercial Auto policy is a useful option for liability and physical damage coverage when driving off-airport premises. The following coverages and limits are available:

    • Liability: Up to $1,000,000 (excess liability policies may be available as needed)

    • Comprehensive Coverage

    • Collision Coverage

    • Hired Autos: For rental vehicles

    • Non-Owned Autos: To cover employee-owned vehicles when driving on behalf of your business

    Click here to request a Commercial Auto quote.

  • Professional liability insurance is also known as errors & omissions insurance. This policy protects against claims of negligence, professional mistakes, or misrepresentation in your services.

  • Provides coverage for defense costs and damages related to various employment-related claims including allegations of Wrongful Termination, Discrimination, Workplace Harassment and Retaliation.

  • Directors & Officers Liability insurance protects directors and officers of a company from personal liability arising from alleged wrongful acts or negligence. It also covers claims made by employees, customers, competitors, or regulatory bodies related to decisions or actions taken by directors and officers in their official capacities.

    Source: ERGO Next Insurance

The Business Aviation Team